The steps that Apple is taking with Apple Pay made it inevitable that this rumor would appear sooner rather than later, and finally today the first news has jumped with some foundation that could make us think that we will soon have an Apple credit card on our iPhone. As published by 9to5Mac, Apple would be in negotiations with Goldman Sachs to get its own credit card.
According to the same publication, the negotiations are still in an early stage of development but are already taking place, and it seems that as soon as next year we could see that apple card ready to go on our mobile devices through Apple Pay. All the information below.
First with the appearance of Apple Pay and later with Apple Pay Cash, everything indicated that Apple was going to end up having a credit card. It seems that it would not only be a conventional credit card but it would include special advantages to use in Apple stores, such as possible discounts and even instant credits when buying a device. According to the sources that have revealed these conversations with Goldman Sachs, it could be a card that could only be used with Apple Pay, so that only owners of an iPhone could get it, something that makes all sense to the philosophy of Apple.
The card would be released in a first phase limited to the United States, and we do not know the details about its possible expansion. If the rumors indicate 2019 as the year for the launch, those of us outside the United States will surely have to wait patiently for it to leave its borders, if it ever does. We will be attentive to the movements that these negotiations are taking because surely there will be more news about it in the coming weeks.