Kayan fasahar biyan kudi mara tuntuba ya dade da tsayawa. Ba wai kawai yana ba mu tsaro da sauri ba ne, amma kuma yana ba mu damar haɗa shi cikin na'urorin hannu, kamar su iPhone tare da kwakwalwar NFC, da kuma Wayoyin salula na zamani tare da hanyoyin biyansu daban.
Ba da dadewa ko ba dade, wannan fasahar ta isa ga na’urar ATM, don kauce wa rubanya katunan zuwa kwafin. Kamar yadda ta saba, Amurka ta kasance kasa ta farko da ta bayar da Apple Pay a ATMs, musamman Wells Fargo, banki na farko da tuni ya baiwa kamfanin Apple Pay sama da ATM sama da 5.000 a duk fadin kasar.
Aikin waɗannan ATMs suna kama da aikin da muke biyan kuɗi ta Apple Pay. Don samun damar shiga bayanan asusunmu, kawai zamu zabi katin da ake magana, kawo shi zuwa ATM kuma shigar da PIN ɗinmu. Waɗannan sabbin ATM ɗin da suka dace da Apple Pay suma sun dace da Android Pay, Samsung Pay, Wells Frago tsarin biyan mara waya. A halin yanzu akwai sama da ATMs 5.000 waɗanda suka dace da kwakwalwar biyan NFC a duk faɗin Amurka.
Amma kamfanin yana son fadada adadin na’urar ATM da ta dace zuwa 13.000 a karshen 2019. Duk ATM din da a halin yanzu suka dace da wannan tsarin bisa ga kwakwalwar NFC bayar da tambarin a hoton da ke sama, don sauƙaƙe gano su. Yayin aiwatar da wannan fasahar a cikin ATMs, a farkon shekara, bankin ya samar da lambar lambobi 8 ga masu amfani da ke son cire kuɗi ba tare da kati ba, wanda tare da lambar da ta dace ta ba su damar samun damar asusunsu. Bank of America wani banki ne wanda shima yana da shirin fara bayar da wannan tsarin cire wayoyin a cikin watanni masu zuwa.
A Spain, sabbin ATMs na CaixaBank suna amfani da wannan fasaha.
Shin hakan yana nufin cewa lokacin da aka samu Apple Pay tare da CaixaBank, zai iya yin hakan a ATMs ɗinsa?