Goldman Sachs ayaa maanta xareeyay bayaan sharciyeed kooxdeeda ganacsiga "Platform Solutions" oo ay ku jirto warbixin ku saabsan Kaadhka Apple. Bixinta macaamiisheeda Goldman waxay ku socotaa wadarta khasaaraha dhan $4.000 bilyan laga bilaabo 2020, kuwaas oo, Kaadhka Apple wuxuu u taagan yahay in ka badan 1.000 milyan oo doolar. Taasi waa, kaadhka Apple wuxuu mas'uul ka yahay khasaaraha 1 trillion dollars.
Sida Bloomberg ay soo warinayso, faahfaahinta maaliyadeed ee cusub ee qaybta Goldman's Platform Solutions waxay bixinaysaa sawir xun. Kaliya sagaalka bilood ee ugu horreeya 2022, meherado uu ku jiro Apple Card ayaa dhajiyay khasaare ka badan $1.200 bilyan.
Haddaynu ku noqono 2020 Ilaa dhammaadka Sebtembar 2022, khasaarahaas wuxuu gaaray $3.000 bilyan. Laakiin marka rubuc-meeloodba natiijooyinka 2022 lagu daro dhawaan, tirada ayaa la filayaa inay ku dhowaato $4.000 bilyan.
Apple waxay soo bandhigtay kaadhka Apple ee Maraykanka Ogosto 2019 mana cadda inta uu le'eg yahay khasaaraha $4.000 bilyan ah ee ka dhashay. Si kastaba ha ahaatee, ilo ku dhow ayaa aaminsan in inta badan 1.000 milyan oo doolar ee khasaaraha 2021 ay ka yimaadaan Apple Card laftiisa. Sidoo kale, waxaa jira 2.000 bilyan oo doolar oo khasaare ah sanadka 2022 kaas oo la rumeysan yahay inuu inta badan ka yimaado Apple Card iyo goob kale oo amaah ah oo Goldman ah oo la yiraahdo GreenSky.
Iyada oo waxaas oo dhan maskaxda lagu hayo, oo lagu daray su'aasha ah inta ku luntay kaadhka Apple 2019 iyo 2020, waxay u egtahay in Goldman uu lumiyay inta u dhaxaysa $ 1.000 bilyan iyo $ 3.000 bilyan kaararka deynta. Khasaaraha ayaa la sheegay inuu yahay sababta ugu weyn ee bixinta deynta luminta (marka bangigu lacag u kaydsado kharash deymaha mustaqbalka ee uu filayo in aan dib loo bixin doonin).
Qiyaastii hore ee Goldman Sahs ayaa soo jeedisay taas Qeybta Xalka Platform waxay jebi doontaa xitaa 2022, laakiin hadda waxay filayaan inay awood u yeelato inay sidaas sameyso 2025. Ilaha waxay aaminsan yihiin in khadka ganacsiga ee bangiyada macaamilku ay u badan tahay inay tahay qaybta kaliya ee faa'iidada leh ee qaybta Xalka Platform.
Waxay u muuqataa in ay caddahay in bilaabista kaarka deynta cusub aysan ahayn ganacsi sahlan oo ay keeni doonto faa'iidooyin. Tani ma mid ka mid ah Sababaha ugu muhiimsan ee Apple aysan u ballaarin tirada suuqyada kaas oo aad ku soo saartay alaabtan oo aad aragtay waxa la arkay Uma eka inay sii fidayso muddada gaaban.