Bangiyada Australia waxay u istaageen soo degitaanka Apple Pay ee dalka. Asal ahaan, waxay si sharci ah u codsadeen inay awoodaan inay si wada jir ah uga wada xaajoodaan, taas oo siin doonta iyaga xoog ka badan intii ay gooni gooni u samayn lahaayeen, guddiyada ay shirkadda Cupertino ku soo dallacayso inay ku dhex milmaan nidaamkooda lacag bixinta ee moobiilka. Si kastaba ha noqotee, arrin laga yaabo inay xiisayso xitaa in ka badan bangiyada waaweyn ayaa ahaa furitaanka NFC ee iPhone-ka iyo Apple Watch, oo iyagana u oggolaan lahaa inay iyagu bixiyaan nidaamyadooda lacag-bixinta, Tartan toos ah Apple Pay.
Kadib markii dalabyada bangiyada Australiya ay si wada jir ah ugala xaajoodaan khidmadaha ay diideen xeer ilaaliyaha Australia, waxay hada si gaar ah diirada u saareen sidii Tiknolojiyadda NFC loogu furi lahaa iPhone iyo Apple Watch.
Dacwad la diiday, hada bangiyada waxay xooga saarayaan dadaalkooda sidii NFC ay u isticmaali laheyd Apple Pay
Bangiyada Australia Bendigo iyo Adelaide Bank, Commonwealth Bank of Australia, National Australia Bank iyo Westpac ayaa 'meel iska dhigay' gorgortanka khidmadaha iyo khidmadaha, si ay diiradda u saaraan dadaalkooda dood cad: Helitaanka tikniyoolajiyadda 'NFC' ee Apple Pay waxay ka faa'iideysan doontaa dukaamada, waxay sare u qaadi doontaa barnaamijyada daacadnimada, waxayna sare u qaadi doontaa lacagaha aan lala xiriirin guud ahaan.
Bangiyada Australiya (oo macnaheedu yahay bangiyada waaweyn ee Australia) waxay tixgelinayaan in 'tartan dhab ah' uusan ka dhici karin Australia haddii Apple loo oggol yahay inuu 'ceejiyo' suuqa isagoo u oggolaanaya inuu nidaam nidaamsan u keeno bangiyada waddanka.
Furan u furan howlaha NFC, sida ugu caansan uguna ballaaran ee loo rakibo nidaamka hawlgalka mobilada ee Android, muhiim uma aha oo kaliya codsadayaasha [tafaariiqleyda] iyo lacag-bixinta moobiilka, laakiin tiro ka mid ah howlaha NFC-ku shaqeeyso ee warshado iyo adeegsiyo badan. Tani waxay saameyn caalami ah ku leedahay isticmaalka NFC ee taleefannada casriga ah, Afhayeenka Bangiga Lance Blockley ayaa ku yiri hadal uu soo saaray.
Codsadeyaashu waxay filayaan in Apple Pay loo soo bandhigo macaamiishooda iyada oo ay weheliso marin u furan habka NFC. Dib u dhac kasta ama jahwareer wuxuu noqon doonaa natiijada Apple oo diiday inay gorgortamaanBlockley ayaa raaciyay.
Sanadkii la soo dhaafay, Bendigo iyo Adelaide Bank, Commonwealth Bank of Australia, National Australia Bank iyo Westpac waxay si wada jir ah cabasho ugu gudbiyeen Australian Competition and Consumers Commission (ACCC) iyagoo ka codsanaya inay si wada jir ah uga wada xaajoodaan helitaanka tikniyoolajiyadda NFC ee Apple Pay isticmaasho. In kasta oo go’aanka ugu dambeeya aan la ogaan doonin ugu yaraan illaa bisha Maarso ee soo socota, waxay u muuqataa in bangiyada aysan gaari doonin hadafkooda.
Xilligan, kaliya hal bangi weyn oo qaran, oo ah ANZ Banking Group, ayaa ka taageera Apple Pay ee Australia, in kasta oo ING iyo Macquarie sidoo kale bilaabi doonaan in laga helo dalka ugu dhakhsaha badan. Intaa waxaa dheer, hay'adaha kale ee bangiyada yar yar waxay horeyba ula jaanqaadeen nidaamka lacag bixinta tufaaxa: Australian Unity, Catalyst Money, Customs Bank, Horizon Credit Union, Laboratories Credit Union Ltd., Nexus Mutual, Northern Beaches Credit Union, The Rock iyo UniBank.
Dhibaato xagga amniga ah?
Apple ayaa ku adkeysatay taas u oggolaanshaha dhinacyada saddexaad inay galaan tikniyoolajiyaddaada NFC waxay wax u dhimaysaa amniga iyo in milkiileyaasha qalabka ay tahay inay gacanta ku doortaan codsigooda adeegsada jab, kaas oo yareyn kara korsashada. Jimcihii la soo dhaafay, Madaxweyne ku xigeenka Apple Jennifer Bailey ayaa tilmaamtay taas iska horimaadka sharciga ayaa caqabad ku noqday wada xaajood macquul ah shuruudaha iyo faa'iidooyinka adeegga.
In kasta oo markii hore, suuqyo badan, ay jireen bangiyo markii hore taxaddar muujiyey markii ay la shaqeynayeen shirkad sida Apple u weyn ah, markay bilaabaan inay nala shaqeeyaan oo ay fahmaan barnaamijka Apple Pay, waxay arkeen faa'iidooyinka ay leeyihiin. Taasi si buuxda ugama aysan dhicin codsadayaasha ACCC, maxaa yeelay wadahadalka wuxuu ku socdaa nidaamka ACCC, marka la barbardhigo waxa sida caadiga ah u dhaca, taas oo ah inaan wadahadal ku yeelanno laba dhinac.
Intaa waxaa dheer, Bailey wuxuu xusay in Australiyaanku waxay isticmaalaan Apple Pay inta badan macaamiisha wadan kale. Waqtigaan, in kabadan 26% macaamiisha ANZ ayaa isticmaalaya barxada.