Waxaan isbarbar dhigeynaa Apple Pay iyo tartankiisa: Samsung iyo Android Pay

Lacag bixinta taleefanka gacanta ayaa run ahaantii ah runta la waafajiyay, in kastoo ay run noqon karto in inta badan adeegsadayaasha ay wali la qabsanayaan kaararka deynta xiriir la'aan, waxaa jira dad badan oo bilaabaya inay adeegsadaan taleefankooda gacanta si ay u bixiyaan lacag bixin kasta oo ay u arkaan inay muhiim tahay, illaa iyo inta bangigooda iyo taleefannadooda casriga ahi u oggolaanayaan, dabcan ...

Apple Pay waxay noqotay halbeeg lagu qiimeeyo aduunka oo dhan, Spain gudaheeda waxay ku dhawaaqday bangiyada cusub. Labadaba Mareykanka iyo Ingiriiska, waa habka lacag bixinta ee ay doorbidaan dadka isticmaala, laakiin by ka waran tartanka? Hadda Spain gudaheeda waxaan haysannaa fursado dhowr ah, Waxaan dooneynaa inaan isbarbar dhig ku sameyno Apple Pay, Samsung Pay iyo Android Pay, oo ah saddexda bedel ee ugu adag lacagaha mobilada ee suuqa.

Sida had iyo jeer ah, waxaannu mid mid u falanqeyn doonnaa qaybaha u muuqda inay ku habboon yihiin xagga isticmaalka iyo waxqabadka teknolojiyadda laga hadlayo, sidaas darteed, waxaad aadi kartaa barta dhalisa xiisaha ugu badan si toos ah iyadoo la adeegsanayo tusmada in aad ka hesho qoraalkan.

Waafaqid qalab

Xaaladdan oo kale uma baahnid inaannu kala garano inta u dhexeysa qaar iyo kuwa kale, sida iska cad waa Android Pay Waad ku mahadsantahay saamigeeda suuqa iyo kala duwanaanshaheeda, taas oo horseed u ah tartanka loogu talagalay dimoqraadiyadda adeegga, kooxda Google waxay kuu oggolaaneysaa inaad ku isticmaasho barnaamijkeeda lacag-bixinta ee taleefannada casriga ah oo leh Android laga bilaabo 4.4 KitKat, illaa iyo inta ay leedahay farsamada NFC oo aysan ahayn xidid, waxa ugu dhow ee Jailbreak ee aan ka heli doono Android. Shaki la'aan tani waxay daboolaysaa aqlabiyad badan oo dadweynaha ah, in ka badan haddii ay suurtagal tahay iyadoo la tixgelinayo waafaqsanaanta Android Wear.

Iyadoo Samsung Pay aan wax yar ka xaddidan nahays, in kasta oo ay shirkaddu ka digtay inay ku talo jirto inay ku ballaariso adeegga guud ahaan Android, haddase waxaa loo isticmaali karaa aaladaha Samsung Galaxy S7, S7 Edge, S6, S6 Active, S6 Edge, S6 Edge Plus, Galaxy range A5 laga bilaabo 2016 iyo 2017, iyo sidii aan la fileynin haddii kale, labada nooc ee Galaxy s8 ee dhowaan la bilaabay. Shaki la'aan, iskudhaf wanaagsan oo qalab ah, inkasta oo aysan si sax ah u ahayn moodooyinka ay Samsung inta badan iibiso inta badan.

Marka laga hadlayo Apple Pay waxaan horey u ognahay halka xadka uu yahay, IPhone ama iPad kasta oo leh NFC (iPhone 6 wixii ka dambeeya) iyo nooca ugu dambeeya ee iOS waxay awoodi doonaan inay lacag ku bixiyaan Apple Pay dhib la'aan, kaas oo Apple Watch lagu daro, illaa iyo inta aan si habboon ula jaanqaadi doonno iPhone, waxaan ku bixin karnaa lacagaha taleefannada gacanta ee iswada waafaqsan kaliya adigoo riixaya badhanka "guriga" laba jeer oo ah shirkadda smartwice ee shirkadda Cupertino. Xaqiiqdii, Apple waa midka xaddidaya inta ugu badan ee suurtagal ah isticmaalka nidaamka lacag-bixinta.

Bangiyadee ayaa la jaan qaadi kara barxad kasta?

Tani waa meesha ay arintu sida ugu hooseysa uga gaabisay dhinac walba, waana inay u muuqataa in marka laga hadlayo Spain, bangiyada ay muujinayaan cagajiid in loo ogolaado dadka isticmaala inay joojiyaan adeegsiga kaararka ama goobaha lacag bixinta ee aan lala xiriirin ee wax ku oolka ah. Si xiiso leh oo ka duwan xogtii hore, waa hadda Android Pay yaa ka itaal daran, waxay kaliya ku guuleysatay inay dhex gasho Spain BBVA, Bangi qaas ah oo aan ku adeegsan doonno barnaamijka lacag-bixinta moobiilka ee Google, waa ceeb dhab ah.

Samsung Pay waxay si cad u tahay hogaamiye suuq geynta iyo isdhaxgalka adeegeeda, gudaha Spain waxaan awoodi doonaa inaan ka faa'iideysano kaararka deynta ee CaixaBank, ImaginBank, Servicios Financieros El Corte Inglés, Banco Santander, Abanca iyo Banco Sabadell. Marka la soo koobo, tani waxay ka dhigan tahay in Samsung Pay uu yahay hogaamiyaha Spain marka la eego fursadaha, in kasta oo aaladaha Samsung ee aan awoodi karay inaan arko inay ka faa'iideystaan ​​astaamahan, waxaa iska cad inay ilaa hadda tahay doorashada ugu weyn haddii aan qaadanno xisaabta lagu darsado tirada macaamiisha laga bilaabo CaixaBank, El Corte Inglés ama Banco Santander. Mashruuca shirkadda Kuuriyada Koonfureed ayaa si cad u ah guusha.

Marka laga hadlayo Apple Pay waxaan helnaa wax la mid ah Android Pay, laakiin rajo yar oo dheeraad ah. Bisha Diseembar ayaa calaamadeyn doonta sanadka koowaad ee Imaatinka Apple Pay ee Spain gacanta Banco Santander iyada oo ah hay'ad maaliyadeed oo keliya, halka Makhaayadaha Tigidhada iyo Carrefour Pass ay iyaguna bixiyeen adeegyadooda, oo aannu ku darnay Boon. ama xagaaga. Sidaa darteed, muddo ku dhow sanad dhan, illaa iyo hadda waxaa lagu dhawaaqay in inta ka harsan sanadka 2017 ay ku soo biirayaan CaixaBank, ImaginBank, VISA iyo N26.

Wadamada aan ku isticmaali karno barnaamijyadan lacag bixinta

Waxaan ku bilaabaynaa Android Pay mar kale, waana in barnaamijka moobiilka ee Google uu si buuxda looga heli karo waddamada soo socda: Australia, Belgium, Brazil, Canada, Spain, United States, Japan, Hong Kong, Ireland, New Zealand, Poland, United Kingdom, Singapore, Taiwan. Iyagu ma yara, in kasta oo xaqiiqda in kuwa badan oo aad muhiim u ah la tabi karo, sida Faransiiska, Jarmalka iyo Talyaaniga, oo ah dhul ay si cad u xukuntay tartan. Sababo aan la garanayn awgood, Android Pay ayaan si sax ah loo dallacin, sida haddii ay ka quusatay tartanka.

Marka laga hadlayo Samsung Pay waxaan helnaa dalabkii ugu ballaarnaa ee waddamada la heli karo: Australia, Canada, China, Vatican City, Spain, United States, France, Guernsey, Hong Kong, Ireland, Isle of Man, Italy, Japan, Jersey, New Zealand, United Kingdom, Russia, San Marino, Singapore, Switzerland, Taiwan. Ma jiraan wax intaa ka badan oo aan ka yarayn dhammaan dalalkan, macaamiisha ugu macquulsan sida Spain iyo Talyaaniga, Samsung Pay waa la heli karaa, shaki la'aan way iska caddahay in horudhaca Aasiya ay tahay meesha ay ku badan yihiin kuwa raacsan, waxaan shaki la'aan muujineynaa Vatican City sida dhibic kaftan ah ganacsiga business Pope ma adeegsadaa Samsung Pay?

Waxaan u soconaa Apple Pay oo ah dhibic dhexdhexaad ah, shirkaddan Cupertino waxay tixgelineysaa waxbadanna waxa macaamiisheeda ay tahayWaxaa laga yaabaa inay taasi sabab u tahay quudhsiga joogtada ah ee noocan ah horumarinta softiweerka Spain, waxaan ka heli doonnaa Apple Pay oo laga heli karo: Australia, Brazil, Canada, China, South Korea, United Arab Emirates, United States, Hong Kong, India, Malaysia , Puerto Rico, Boqortooyada Ingiriiska, Ruushka, Singapore, Iswiidhan, Switzerland, Thailand. In kasta oo ay tahay inaan tixgelinno xaddidaadaha, ha iloobin in gudaha Isbaanish ilaa dhowaan loo isticmaali karo oo keliya Banco Santander iyo adeegga aadka u tiro yar sida Carrefour Pass.

Spain, oo ah hogaamiyaha lacagaha aan lala xiriirin.

Shaki la'aan, lacagaha loo maro Apple Payment waa bedel aad u cad Spain, way adag tahay in la helo dukaamo ama ganacsi guud ahaan oo aan na siinin taleefan xog oo leh teknolojiyadda NFC, sidaa darteedna Spain waxay horseed u tahay bixinta noocan Yurub oo dhan. Aad ayey u badan tahay in 57% dadka reer Spain ay si joogto ah u isticmaalaan kaararka xiriirka. Munaasabaddan, waxaan ka helnay tiro aad uga sarreysa celceliska Yurub, taas oo ah 45%. Si loo caddeeyo,  Waxaa jira ku dhowaad 820.000 boosteejooyin xiriir la'aan Spain oo dhan, oo bixisa in 2020 dhammaan ganacsiyada aqbala bixinta kaararka ay ku jiraan.

Tani macnaheedu maahan taas Ma heli doonno wax dhibaato ah haddii aan isticmaalno Apple Pay ama mid ka mid ah barnaamijyada lacag bixinta ee kor lagu soo jeediyey sida nidaamka lacag bixinta ee caadiga ah. Xaqiiqdii, kiisaska aniga oo kale ah waxaan qaaday tallaabo ah inaan kaga tago kaararka amaahda guriga, sidaas darteedna inaan helo wax fiican Nafsiye haddii boorsada jeebka ama kaarka haysta uu lumo. Shaki la'aan, waqti aad u yar ayaa ka haray bixinta taleefanka gacanta, waxa kaliya ee ka maqan ayaa ah in bangiyada ay ku dambeeyaan inay gacantooda siiyaan oo ay maroojiyaan oo ay isticmaalayaasha ku xisaabtamaan wax badan.

Kee baa fiican, Apple Pay, Samsung Pay ama Android Pay?

Qodobkan kama dambaysta ah ee gabagabada ah waa inaan ku kala baxnaa xulashooyin badan. Xaqiiqdu waxay tahay in hadda iyo dood la'aan, Android Pay uu yahay midka loo arko inuu yahay midka ugu daciifka ah, In kasta oo xaqiiqda ay jiraan tiro fiican oo taleefanno iswaafajiya, waxaad adeegsan kartaa oo keliya adeeggooda haddii aad tahay isticmaale BBVA ah, in kasta oo aad ka mid tahay bangiyada ugu xoogga badan, haddana ma aha midka ugu tirada badan ATM-yada Spain.

Way cadahay taas arinta ayaa khilaaf ka dhex abuuri doonta Android Pay iyo Samsung Pay, wax walba waxay ku xirnaan doonaan waxa taleefankaaga gacanta uu yahay, ujeeddo ahaan hal nidaam ma aha mid ka dhakhso badan, ka ammaan badan ama ka sahlan in la isticmaalo mid kale, labaduba waxay u shaqeeyaan si heer sare ah oo hufan, taasi waa sababta si fudud loogu qanco haddii aad buuxiso shuruudaha aad ku bixin karto lacagaha aan la xiriirin taleefankaaga gacanta. Dabcan, haddii aad suurogal tahay, dib ha u dhigin bilowgaaga mar dambe, waxaad ogaan doontaa adduun cusub oo wax waliba ku raaxaysan doonaan, fudeyd iyo dhaqso badan yihiin.