Iibhanki zase-Australia zaphakama ukufika kuka-Apple Pay kweli lizwe. Ekuqaleni, babecele ngokusemthethweni ukuba bakwazi ukuxoxa ngokuhlangeneyo, okuya kubanika amandla ngakumbi kunokwenza ngokwahlukeneyo, iikhomishini eziza kubabiza inkampani yaseCupertino ngokuhlanganisa kwinkqubo yabo yokuhlawula. Nangona kunjalo, into enomdla ngakumbi nangakumbi kwiibhanki ezinkulu yayiyi Ukuvulwa kwe-NFC ye-iPhone kunye ne-Apple Watch, eya kuthi ibavumele ukuba banikezele ngeenkqubo zabo zokuhlawula, Ukhuphiswano ngqo kwiApple Pay.
Emva kwebango leebhanki zase-Australia zokuthetha-thethana ngokudibeneyo kwimirhumo saliwe ngumlawuli wokhuphiswano wase-Australia, ngoku zijolise ngokukodwa ekufumaneni itekhnoloji ye-NFC ivulekele i-iPhone kunye ne-Apple Watch.
Isimangalo saliwe, ngoku iibhanki zigxila kwimizamo yazo yokuba i-NFC isetyenziswe yi-Apple Pay ivulwe
Iibhanki zase-Australia i-Bendigo kunye ne-Adelaide Bank, i-Commonwealth Bank yase-Australia, i-National Australia Bank kunye ne-Westpac 'zibeke ecaleni' uthethathethwano malunga nemirhumo kunye neerhafu, ukugxila kwimizamo yabo kwingxoxo ecacileyo: Ukufikelela kubuchwephesha be-NFC ye-Apple Pay kunganceda abathengisi, kunyuse iinkqubo zokunyaniseka, kunye nokwenza intlawulo ngaphandle konxibelelwano ngokubanzi.
Iibhanki zase-Australia (okuthetha ukuba iibhanki ezinkulu zase-Australia) zithathela ingqalelo ukuba akunakubakho "ukhuphiswano lokwenyani" e-Australia ukuba i-Apple ivunyelwe "ukujija" imarike ngokuyivumela ukuba izise inkqubo evaliweyo kwiibhanki zase-Australia.
Ukufikelela okuvulekileyo ekusebenzeni kwe-NFC, njengakwinkqubo yokusebenza yeselfowuni ethandwa kakhulu neyaziwa ngokubanzi, kubalulekile hayi kubafakizicelo kuphela [abathengisi] kunye neentlawulo ezihambayo, kodwa kwinani lemisebenzi ye-NFC-enikwe amandla kumashishini amaninzi kunye nokusetyenziswa. Oku kunefuthe kwilizwe liphela ekusetyenzisweni kwe-NFC kwii-smartphones, Isithethi seBhanki uLance Blockley utshilo kwingxelo.
Abafakizicelo balindele ukuba iApple Pay ibonelelwe kubathengi babo kunye nokufikelela okuvulekileyo kwinqaku leNFC. Nakuphi na ukulibaziseka okanye ukukhathazeka kuya kuba sisiphumo sokwala kuka-Apple ukuxoxaUBlockley wongezwa.
Kunyaka ophelileyo, iBendigo kunye neAdelaide Bank, i-Commonwealth Bank yase-Australia, i-National Australia Bank kunye ne-Westpac ngokudibeneyo bafaka isimangalo kwiKhomishini yoKhuphiswano nabaThengi base-Australia (i-ACCC) becela ukuba bathethathethane ngokudibeneyo ukufikelela kwitekhnoloji ye-NFC esetyenziswa yiApple Pay. Nangona isigqibo sokugqibela singeke saziwe ubuncinci kude kube ngoMatshi olandelayo, kubonakala ngathi iibhanki azizukuyiphumeza injongo yazo.
Okwangoku, Inye kuphela ibhanki enkulu yesizwe, i-ANZ Banking Group, exhasa iApple Pay eOstreliyaa, nangona i-ING kunye neMacquarie nazo ziya kuqala ukubakho kweli lizwe kungekudala. Ukongeza, ezinye izinto ezincinci zebhanki sele zihambelana nenkqubo yokuhlawula iapile: Umanyano lwaseAustralia, iCatalyst Money, iBhanki yeeMpahla, i-Horizon Credit Union, iilebhu zeLebhu yeManyano, Ltd.
Ingxaki yokhuseleko?
U-Apple uyinyanzelisile loo nto Ukuvumela abanye abantu ukuba bafikelele kwitekhnoloji ye-NFC kungabeka ukhuseleko kwaye abanini bezixhobo kuya kufuneka bakhethe ngesandla ukuba yeyiphi na inkqubo esebenzisa i-chip, enokunciphisa ukwamkelwa. NgoLwesihlanu ophelileyo, usekela-Mongameli we-Apple uJennifer Bailey uchaze oko Ukujongana nomthetho kuthintele uthethathethwano olufanelekileyo kwiimeko kunye nezinto eziluncedo zenkonzo.
Ngelixa kuqala, kwiimarike ezininzi, bekukho iibhanki ebezikade zilumkile xa zisebenza nenkampani enkulu njengeApple, nje ukuba baqale ukusebenza nathi kwaye baqonde iqonga leApple Pay, bayazibona izibonelelo zayo. Oko akwenzekanga ngokupheleleyo kubafakizicelo be-ACCC, kuba incoko yenzeka ngenkqubo ye-ACCC, xa kuthelekiswa nento eyenzeka ngokwesiqhelo, kukuba sincokole ngokudibeneyo.
Kwakhona, uBaley wakhomba que Abantu base-Australia basebenzisa iApple Pay rhoqo kunabathengi nakweliphi ilizwe. Okwangoku, ngaphezulu kwe-26% yabathengi be-ANZ basebenzisa iqonga.