Apple Pay ya rigaya shine tsarin biyan wayar hannu mafi amfani dashi a Amurka; ya wuce PayPal

Tun lokacin da aka ƙaddamar da shi a ƙarshen 2014, Apple Pay yana haɓakawa cikin sauri da sauri… aƙalla a wasu ƙasashe. A Spain har yanzu muna iya amfani da sabis ɗin biyan kuɗin wayar hannu na Apple tare da katunan 4 kawai, amma a cikin Amurka ana iya amfani da shi a kowane irin kamfanoni da kowane nau'in katunan, wanda ya yi apple Pay ya zama sabis ɗin biyan kuɗi mafi amfani a ƙasar Arewacin Amurka.

Sabis ɗin biyan kuɗin wayar hannu shine mafi yawan tallafi daga cibiyoyin Amurka, tare da 36% daga cikinsu suna karɓar biyan kuɗi a yau. Wannan ya bambanta da 16% na kamfanoni waɗanda suka dace da sabis yanzu shekara guda da ta gabata. Amma ba anan ya ƙare ba: kashi 22% na shagunan zahiri a ƙasar suna shirin karɓar kuɗi tare da Apple Pay a cikin watanni 12 masu zuwa, yayin da wani kashi 11% zai yi hakan a cikin shekaru 1 zuwa 3. Ta wannan hanyar, A tsakanin shekaru 3, za a iya amfani da Apple Pay wajen biyan kashi 69% na kamfanonin Amurka.

Apple Pay yana cire kambin daga PayPal a Amurka

A gefe guda, An yarda da PayPal a cikin 34% na kamfanoni daga Amurka, sai Mastercard PayPass da 25%, Android Pay tare da 24%, Visa Checkout da 20%, Samsung Pay tare da 18%, Chase Pay da 11% da sauran biyan kudi na wayoyi masu zaman kansu da 4%.

Biyan kuɗin wayar hannu anan zasu tsaya, kamar yadda aka tabbatar da gaskiyar cewa 18% na manyan kamfanoni 500 a cikin shirin Amurka don karɓa Android Pay a cikin watanni 12 masu zuwa (wani kaso 13% cikin shekara 1 zuwa 3). Game da Samsung Pay, 11% na kamfanoni zasu ƙara tallafi a cikin watanni 12 masu zuwa (wani kashi 7% cikin shekara 1 zuwa 3).

Bayanan da aka tattara a cikin wannan binciken suna nuna bayanai ne kawai daga Amurka. Kamar yadda kuka sani, a cikin ƙasashe kamar Spain wannan nau'in biyan bashin bai yadu sosai ba. Da fatan samuwar ta ta inganta a cikin gajeren lokaci.