N26, Openbank iyo Orange Cash, oo lagu kordhiyay Apple Pay ee Spain

Ku dhowaad sanad ka hor Apple Pay ayaa laga soo daabacay Spain Banco Santander, American Express iyo Carrefour Pass, bilooyin badan ka dib iyada oo aan wax cusub lagu darin adeeggan lacag bixinta ee Apple waxay umuuqataa in shirkaddu ay ku deg degtay xawaaraha si loogu daro lamaanayaal cusub kahor dhammaadka 2017 . Sidii lagu balamay, N26 ayaa ku soo biiray ka hor dhamaadka sanadka, laakiin laba hay'adood oo cusub ayaa lagu daray Apple Pay iyada oo aan la siinin ogeysiis hore: Openbank iyo Orange Cash..

Iyadoo la adeegsanayo buugyarahan ballaaran ee hay'adaha lashaqeynaya Apple Pay Mashruuca lacag bixinta ee Apple ayaa noqda mid ka mid ah kuwa ugu baahsan dalkeenna, gaar ahaan haddii aan tixgelinno tirada aaladaha shaqeynaya ee la jaan qaadi kara habkan lacag-bixinta, laga bilaabo iPhone 6 iyo wixii ka dambeeya. Waxa kale oo jira ikhtiyaarro loogu talagalay dhammaan dhadhanka: laga bilaabo kaararka lacag bixinta illaa bangiyada internetka ama bangiyada caadiga ah.

Kuwa haysta hay'ad maaliyadeed oo diidan inay ku biiraan Apple Pay, waxaa jira ikhtiyaarro aad u xiiso badan oo loo adeegsado barnaamijka lacag bixinta Apple. N26 ama ImaginBank waa laba bangi oo internetka ah oo kuu oggolaanaya inaad akoon ku sameysid daqiiqado yar gebi ahaanba khadka tooska ah, oo leh kaarka deynta bilaashka ah iyada oo aan kharashka dayactirka. In kasta oo ImaginBank ay leedahay shabakadeeda Caixabank ATM-yada, N26 waxay kuu oggolaaneysaa inaad dib ugalaabato illaa 5 jeer bishii ATM kasta. Labada koonto ayaa loo maareeyay mahadsanid codsiyadooda aaladaha mobilada. Boon waa kaar horay loo sii siiyay oo aan lahayn xisaab bangi oo lagu daray, laakiin ay ku jiraan guddi yar markii dib loo buuxinayo, mana lahan suurtogalnimada inuu kala baxo ATM-yada.

Orange Cash waa madal lacag bixin ah oo oranji ah oo dooratay dadka da'da yar inay noqdaan bartilmaameed bartilmaameed, iyo in dhowr sano ka dib suuqa ay rabeen inay ku biiraan barnaamijka lacag bixinta Apple, istiraatiijiyad ay kuwa kale raaci karaan. Halkii ay ka calaacali lahaayeen in Apple uusan siinin iyaga adeegsiga qolka NFC si ay toos ugu awoodaan inay lacag ka bixiyaan moobaylka, waxay go'aansadeen in "hadaadan cadawga ka adkaan karin, ku soo biir.", oo hadda kaarkaaga lacagta lagu shubo waxaa lagu daray Apple Pay si aysan u isticmaalin oo keliya dadka isticmaala Android ay ku bixin karaan moobilkooda.

Waxay u muuqataa in ka dib markii ku dhowaad sanad suuqa Apple Pay uu muhiimad ka helayo Spain, war weyn ayuu u yahay kuwa naga mid ah ee doonaya in ay joojiyaan qaadashada kaararkayaga, maaddaama waddankeennu ka mid yahay kuwa soo galay gunta boosteejada lacag la'aanta ah ee ugu badan, shuruudda kaliya ee looga baahan yahay Apple Pay inay shaqeyso markay wax bixinayso. Waxaan rajeyneynaa in inta kale ee hay'adaha maaliyadeed ee diida, sida Bankia ama BBVA, iyo kuwa horeyba uga shaqeynayay dalal kale sida ING, ay dhowaan ku biirayaan.