Iinyanga ezimbalwa sele zidlulile oko kwasungulwa ngokusesikweni i-iPhone 11, 11 Pro kunye ne-11 Pro Max, kodwa ukuvuza okunxulumene nee-smartphones ezilandelayo ze-Apple Abakhange bacelwe. Elokugqibela kubo livela kwelinye lawona mazwi adumileyo malunga neemveliso ze-Apple, uMing-Chi Kuo. Umhlalutyi weTianfeng International uqinisekisa ukuba inkampani yama-apile iza kusungula ii-iPhones ezine ezine-5G ngo-2020. Itekhnoloji ye-5G enokuthi ibe yimbangela yokunyuka komyinge wexabiso lentengiso yeefowuni eziphathwayo kunyaka olandelayo. Abahlalutyi balumkisa ukuba amaxabiso aya kuba phezulu, nangona oko kuya kuthetha ukunyuka okuphakathi kwe-30 yeedola kunye ne-100 yeedola ngokuxhomekeke kwimodeli.
Ii-smartphones ziya zixabisa kakhulu
Ii-smartphones zibiza kakhulu kunangaphambili, njengoko ixabiso eliqhelekileyo lokuthengisa ezi zixhobo zihlakaniphile inyuke nge-9% kulo nyaka uphelileyo, ngokwengxelo yenkampani yokubonisana i-CounterPoint. Umkhwa onesiqalo sayo kwi-2017, xa i-Apple yazisa i-iPhone X ngexabiso elingaphezulu kwe-1.000 yeedola. Ukusukela ngoko, abavelisi abaphambili kwicandelo le-smartphone balandele lo mgca unyukayo. Kulo mxholo wamaxabiso aphezulu, Abathengi abanakusoloko bekwazi ukuhlawula ngemali ezinkozo kwiselfowuni abayifunayo., ke kufuneka babhenele kwiindlela ezahlukeneyo zokufumana imali. Namhlanje, iibhanki, imibutho yezemali, iivenkile ezinkulu kunye nabaqhubi beefowuni banikezela ngamathuba okuba ukuxhasa ngemali iselula, nangona nganye kuzo ineemeko zayo.
Phambi kokuxhasa ngemali ukuthengwa kwefowuni ephathwayo entsha ngezavenge, imiba emininzi ebalulekileyo kufuneka ithathelwe ingqalelo ukwazi ukuba loluphi ukhetho olulungela iimfuno zethu zemali. Izinga lenzala lelona nqaku libalulekileyo ekuxhaseni ngemali i-smartphone, ekubeni iya kuphawula isixa-mali sokugqibela ekufuneka sihlawulwe nyanga nenyanga kwisavenge ngasinye. Ukuthelekisa phakathi kweenketho ezahlukeneyo zangoku, kuyacetyiswa ukuba ubeke ingqalelo kwi-Annual Equivalent Rate (APR), equka iikomishoni ezininzi kwaye iphawula ipesenti yenzala eya kuhlawulwa ngonyaka omnye. Ibhanki nganye okanye iqumrhu lezemali, kunye neevenkile ezinkulu kunye nabaqhubi, baya kunika inzala eyahlukileyo, nangona ihlala iphakathi kwe-6% kunye ne-20%.
Izinga lenzala liya kuxhomekeka kwixesha lokuhlawula elikhethwe ngumthengi. Ngaphambi kokuba uvumelane ngexesha lokubuyisela imali, kuyacetyiswa ukuba uhlolisise imeko yezemali kunye neemfuno zomntu ukubala intlawulo yenyanga enokuthi ihlangabezane nayo. Ngokuxhomekeke kubungakanani obuceliweyo, abathengi baya kukwazi ukukhetha amaxesha entlawulo aqhele ukuqala kwiinyanga ezintlanu ukuya kwezili-18. Ngaphezu koko, akufuneki sizilibale iikhomishini kunye neemeko zekhontrakthi yezivumelwano, njengoko zinokwenza ukuba imali ibize kakhulu. Njengoko ubona, zininzi iimeko ekufuneka zihlolisiswe phambi kokuba kuxhaswe imali entsha ngeselfowuni, kodwa ukuxhasa ngemali yeyona ndlela inomdla yokujongana namaxabiso axhomileyo emarike yangoku.