Njengoko usazi, i-Apple Pay ibikhula ngokothusayo kwiveki ephelileyo, okokuqala inkampani yaseJamani i-N26 yabhengeza ukuba ngaphambi kokuphela konyaka (ixesha lokugqibela uTim Cook esithi sifike kuDisemba) amakhadi ayo aya kuhambelana ngokupheleleyo neApple Pay eSpain. Yiloo ndlela uBoon ayisayina ngayo. yagqiba kwelokuba yayilixesha lokusungula inkqubo yayo yokuhlawula ngaphandle kokunxibelelana eSpain ngaphambi kokuba abanye abantu abakhuphisana nabo bajoyine umsitho.
Iintsuku ezimbalwa ngoku singxamele ukufumana ikhadi likaBonn. ngenjongo yokuvavanya enye yeenkqubo ezimbalwa ezihambelana ne-Apple Pay eSpain, kwaye nangaphezulu, inyani ngokupheleleyo kwaye inamaqhina ambalwa kakhulu. Siza kukuxelela ukuba yintoni amava ethu kwezi ntsuku zokuqala noBoon. kwaye ukuba olu khetho lufanelekile.
Ihlazo lokwenyani lelokuba ekuphela kwe "bhanki enkulu" eSpain ehambelana neApple Pay yiBanco Santander, kwaye ayisiyiyo eyona nto inexabiso eliphantsi esinokuyifumana. Kungenxa yoko le nto iApple Pay ikhe yakhenkcezwa ngequbuliso eSpain, ngaphandle kwento yokuba iCarrefour Pass ibonelela ngezinto ezininzi, kufuneka iwuqhube wonke umcimbi, kwaye iphantse yafumana uphando lwezemali ngabasebenzi bayo, "iyibuyisela kude kakhulu" kubasebenzisi.
Siqala ngoBoon. phantse ndingamazi
Sivile nge-N26, ibhanki ethi iqela labahleli bayo Actualidad iPhone Ewe, uyazi, kwaye kwangoko uBoon wafika. ukusithembisa ngezibonelelo ezininzi xa usebenzisa iApple Pay. Njengomthandi wedijithali kunye nokusingqongileyo okuhambahambayo, ndatsalwa ngokukhawuleza. Ndimele ndikhankanye ukuba ii-akhawunti zam eziphambili zilawulwa phakathi kwe-Imaginbank (i-digital subsidiary ye-CaixaBank) kunye ne-Bankia On (nenguqulelo yedijithali ye-Bankia), ngoko andizange ndilindele ukufumana nayiphi na into emangalisayo.
Amanyathelo okuqala kunye noBoon. Zazilula kakhulu, akukho nto ingaphaya kokukhuphela isicelo kunye nokubandakanya ulwazi abalucelayo, ngaphezu kwenombolo yomnxeba, i-akhawunti ye-imeyile kunye ne-ID. Kukho into eyayiqala ukungaqhelekanga, abathandi bolula, kodwa mhlawumbi kakhulu. Nje ukuba ubhaliso lugqityiwe uya kufumana isikrini esibonisa ibhalansi yakho kunye nezinye ezimbalwa ezinokwenzeka zokwenza ngokwezifiso. Into elandelayo onayo (nokuba awunayo ibhalansi) likhadi elidibanisa ngokukhawuleza kwi-Apple Pay ye-iPhone kunye ne-Apple Watch.
Uyeke ucinge kancinci... Baza kundicela nini ukuba ndingqamanise ikhadi lam letyala okanye iakhawunti yebhanki? Yile ndlela iCarrefour Pass esebenza ngayo umzekelo, uyabela iakhawunti yebhanki kwaye yonke into iyazenzekela. Boon. Akunjalo, ukuba ufuna ukuba isebenze unokhetho ezimbini: Wenza imali kwi-akhawunti yebhanki abakunike yona ngokwabo, kunye nesiphumo sokulibaziseka kwimali eseleyo; Okanye uqhagamshelanisa ikhadi lokuthenga ngetyala kuyo, apho intlawulo eyongezelelweyo ye-1% yentengiselwano nganye oyenzayo iya kwabelwa (kunye ubuncinane be-€ 1 ngentengiselwano nganye). Ukucinga nje ukuba baya kundihlawulisa i-euro enye ngentengiselwano nganye kwenza iinwele zam zirhubuluze, ndingumthandi wentlawulo engaqhagamshelwanga njengoko ndinjalo.
Senze iingqondo zethu, siqhubeka sisebenzisa uBoon.
Sele sicacile malunga nendlela yokutshaja esiza kuyisebenzisa, leyo iseBoon. qaphela ukuba njani "manual", Kuba ukuhlawula i-euro eyi-1 ngentengiselwano nganye akubonakali kumtsalane, kungandibiza malunga ne-30 yee-euro ngenyanga. Sicebisa ukwenza ugqithiselo oluyimfuneko ukongeza ibhalansi kwiakhawunti yethu yeBoon. kwaye sifumana umqobo wokuqala, ayizukuthatha kuphela phakathi kwe-24 kunye ne-48 iiyure (njengaluphi na ukudluliselwa), kodwa Kuya kufuneka senze utshintshiselwano lwamazwe ngamazwe kwiakhawunti yebhanki eseJamani. Qaphela apha, kuba ayizizo zonke iibhanki ezivumela ukudluliselwa kwamazwe ngamazwe simahla, kwimeko yam iibhanki zam ziyakuvumela oko, ngoko ndenza uvavanyo lokuqala lokudluliselwa.
Enye inqaku lokugcina engqondweni kukuba siza kuthathela ingqalelo iiyure zokusebenza ezingama-24/48, ukwenza itransfer ngoLwesine emva kwemini mhlawumbi kuya kuthetha ukuba asiyi kuyibona imali de kube kusasa ngoMvulo. Singaqinisekisa ukuba oku kunjalo.
Ngoku lixesha lokuba wenze intlawulo yokuqala, Ikhadi lethu leBoon Master. Yongezwa kwi-Apple Watch yethu kunye ne-iPhone yethu, kwaye inyani kukuba isebenza njengoko kufanele, nge-iPhone itshixiwe sicinezela iqhosha laseKhaya kabini ngokukhawuleza kwaye sibone ukuba ikhadi letyala likhutshwa njani, kufuneka sibeke umnwe wethu. i-ID ye-ID kwaye uyisondeze kumatshini wekhadi ohambelana ne-NFC ukuze uhlawule nge-Apple Pay, isebenza njengoko unokulindela kwinkqubo, zombini kwi-iPhone kunye ne-Apple Watch.
Ngaba nguBoon. ukhetho lokwenyani okanye kukho ezinye iindlela ezingcono?
Kambe ke, kwabo bangengabo abathengi beBanco Santander, zimbini kuphela iindlela ezizezinye yiCarrefour Pass kunye neBonn Umahluko kukuba iCarrefour Pass ayinikwanga nawuphi na umsebenzisi, enyanisweni baya kwenza uphononongo lwezemali lwangaphambili. Yiyo loo nto abasebenzisi abaninzi benokukhetha i-Boon. njengento enokwenzeka kuphela. Nangona kunjalo, ukuba nenketho, iCarrefour Pass ibonakala iyeyona ndlela ifanelekileyo yokusebenzisa iApple Pay ngokungabikho kweebhanki ezinomdla ngakumbi. Ingxaki kukuba ayisiyiyo enye indlela efanelekileyo, ngaphandle kokuba uzimisele ukuhlawula intengiselwano nganye okanye ulinde rhoqo ukudluliselwa, Bonn. Ayithandeki ncam. Kungenxa yoko le nto ndiqhubeka nokubeka iCarrefour Pass njengenye indlela yokwenyani kwabo baseSpain abanomdla wokusebenzisa iApple Pay, nangona kunjalo, Bonn. Kulula, kuyakhawuleza kwaye ngaphandle kokuzibophelela, ewe, ayikhululekanga kakhulu, benza ishishini ngeApple Pay, kunye neshishini elimnandi kakhulu.
Ubume bangoku be-Apple Pay eSpain
Iintloni akwanelanga ukuba singathini ngayo, okanye i-BBVA, okanye i-Caixa Bank, okanye i-Bankia ... phantse akukho bhanki enamandla ezimisele ukuhamba nge-Apple's hoop, okanye inkampani ye-Cupertino izimisele ukunikezela kumabango ayo, okusichaphazela ngokucacileyo thina abasebenzisi. Kodwa kufuneka sibonise amanye amacandelo afana ne-EMT kunye neenkonzo ezahlukeneyo zoluntu ezinamakhadi e-NFC kodwa zingabandakanyi iinkqubo zazo kwi-Apple Pay. ISpain iseneminyaka elula kule teknoloji kwaye ayibonakali ngathi bafuna ukwenza nantoni na ukuyisombulula.
Ukuba ibhanki yakho inokudluliselwa simahla eSpain, ikwanazo eJamani. Isinyanzelo, ekubeni igama elithi "yamazwe ngamazwe" alikho phakathi kokudluliselwa kwamanye amazwe aseYurophu. Ithathwa njengelizwe elinye (SEPA), iNdawo yeeNtlawulo ze-Euro enye.
Ukuba uneSpain simahla, oko kuthetha ukuba iJamani isimahla.
Ukuba awunayo ukudluliselwa simahla eSpain, awunayo ukudluliselwa simahla eJamani, kodwa kulo mzekelo, iindleko ziya kufana noko bakubizayo ukuba udlulisele eSpain.
A ubingelele.
Siyabonga ngokucacisa uJavier.
Awuyicacisi malunga ne "€ 1 ngentengiselwano nganye"... Ndiyaqonda ukuba ngalo lonke ixesha usongeza ibhalansi kwiakhawunti abakuhlawulisa yona, ukuba usebenzisa ikhadi letyala, i-1% yemali oyongeza kwibhalansi yakho, kunye elungisiweyo €1 ubuncinci!
Njengoko uyicacisa, kubonakala ngathi ngalo lonke ixesha usenza nayiphi na ukuthenga kwaye usebenzisa i-Apple Pay nge-boon baya kukuhlawulisa i-€ 1
Ngokwenene kunjengoko utsho! =)
Akubonakali kulula okanye kunomtsalane kum, kucacile ukuba iSpain lilizwe le-Android.
I-Carrefour Pass yam ilungile kum. Kulula kakhulu, i-100% isimahla kwaye ngaphezulu kwayo yikhadi le-MasterCard elineemeko ezingcono kunezebhanki (i-BBVA kwimeko yam).
Uku-odola akunzima kangako: kuya kufuneka uye kwiiNkonzo zeMali kuyo nayiphi na iCarrefour kwaye ngemizuzu eyi-10 uya kuba nayo...
Inyani yeyoba andiboni ngxaki...ndade ndacima ne credit card ye bank yam.
Yinyani BENITO, ndikwanayo iCARREFOUR PASS kwaye ilungile nakum. Iinkqubo zilula. Iibhanki zaseSpain azinamsebenzi, zenza umonakalo omkhulu kubantu baseSpain
Inqaku elilungileyo. Nangona kufuneka ulungise indawo onokuthi kuyo bazakubiza i-euro enye ngentengiselwano kwaye unokuhlawula i-euro ezingama-1 ngenyanga ngayo. Oko kuhlawulwayo yi-30% yemali oyidlulisela kwibhalansi yakho, kunye nobuncinci be-euro eyi-1, eyaneleyo.. Enkosi.
Ku lungile
Ndisebenzisa i-boon kwiinyanga ezimbalwa ngoku (okokuqala nge-akhawunti yase-United Kingdom, kwaye kutshanje nge-akhawunti yase-Italiya, ukuba ikwazi ukusebenza nge-euro), kwaye imeko "ye-1% nge-recharge yekhadi" ayizange isetyenziswe kuyo. mna.
Ukuba ndinyusa i-50 ye-euro, bandihlawulisa i-50 kunye ne-50 ye-euro eyandisa ibhalansi yam. Kwaye akunamsebenzi nokuba yi-50, €20 okanye i-€100.
Andazi ukuba yinto ethile, yentengiso okanye nantoni na, kodwa inyaniso kukuba abandihlawulisi ngayo.
Andazi ukuba umbhali wenqaku uye wazama ukutshaja ngekhadi.
Ndenze ukutshaja ngokuzenzekelayo kwikhadi letyala ngexabiso le-euro eyi-100. Okwangoku abakandibeki ityala ngale komishoni, nangona ndingayi kukhaba ukuba bayayigxeka.
Ndizamile kwaye bakuhlawulisa kuphela i-euro eyi-1 ukuba ikwikhadi letyala, ukuba inekhadi lebhanki abayihlawulisi loo khomishini ye-euro.
Ngoko ukuba wongeza ibhalansi ngekhadi lebhanki (njengoko kwakunjalo kwimeko yam), AKUKHO NTO EHLAWULWEYO
Okuhle: njengoko uJorge ebonisa, ukuba wongeza ibhalansi usebenzisa ikhadi lebhanki abahlawulisi ikhomishini kwaye unayo imali ngoko nangoko.
Un saludo