Hace poco nos sorprendíamos (y os sorprendíamos) con la llegada de una avalancha de nuevas entidades de crédito a Apple Pay en España, al menos con el anuncio de que estas mismas estarán totalmente disponibles en los próximos meses. Apple Pay en un sistema de pagos móviles basntate eficiente que hemos estado probando en Actualidad iPhone desde su llegada al país ibérico. No obstante, Njengazo zonke iimveliso kwinqanaba lesoftware yeCompertino firm, ukukhula kwayo kuhambelana nenkqubo: emva kwexesha, kubi kwaye akunakuze.
Kuninzi okuhletywayo malunga nesizathu sokuba ekuphela kweziko lokuthenga ngetyala elifumaneka ngeApple Pay eSpain yayinguBanco Santander, kungenxa yesivumelwano sokukhetha, kwaye Kubonakala ngathi sele sazi ubungakanani bayo, unyaka omnye. Ukufikelela kwesi sigqibo, kufuneka kwenziwe uluhlu lwezinto ezisisiseko.
ILa Caixa, ethi yona ibandakanye Imaginbank, ibhengeze ukuba phambi kokuphela konyaka izakukwazi ukubonelela abathengi bayo ngeApple Pay. Nangona kuyinyani ukuba sinezinye iindlela ezinje Inyaniso. nanjengeCarrefour Pass, inyani kukuba akukho nanye kwezi zizinto zebhanki ezinesiko elimakethi kwimakethi yaseSpain. Okwangoku, abasebenzisi bayarhoxa ekusebenziseni ezinye iimeko ezingabinamveliso kwaye zinenzuzo ekusebenziseni iApple Pay, enje ngeBoon.
Xa uTim Cook wayekulindele ukufika kweApple Pay eSpain "ngaphambi kokuphela konyaka", wayebhekisa ngqo kuDisemba 1, kwiintsuku nje ezingama-30 phambi kokuphela konyaka ophawuliweyo. Le yindlela babhengezwe ngayo kwiBhanki yaseCaixa, "phambi kokuphela konyaka" oku kuvakala ngokungathi nguDisemba 1Ngokudibeneyo, unyaka opheleleyo wokufika kweApple Pay kwiBanco Santander, ezibeka njengebhanki ekuphela kwayo eye yanolu khetho lokuhlawula iifowuni.
Kutheni le mpatho-mbi yeApple Pay eSpain?
Ukuphuhliswa kweempawu kwinqanaba le-Apple software eSpain ngamanye amaxesha inempawu ezingaqhelekanga, umzekelo Iindaba kunye neApple Pay, imisebenzi emibini ethi ngenxa yezizathu ezithile esingayazi ngayo ayisebenzi ngokufanelekileyo eSpain. Into engqubana ngokuthe ngqo nenyaniso yokuba iSpain lilizwe laseYurophu apho iintlawulo zokunxibelelana zenziwa kakhulu kwaye apho kukho iidaphones ezilungelelanisiweyo (malunga ne-820.000). Sijongene nomzekelo ocacileyo wokudelela okanye ukulungiswa okuncinci, ukusukela oko Baphose ithuba lokusebenzisa ubuchwepheshe babo kwintengiso ethe yaphendula ngokucacileyo ngezandla ezivulekileyo kolu hlobo lwendlela.
Omnye umzekelo ocacileyo kukuba iApple Pay ibhengezwe yiCaixa Bank kungekudala emva kwephulo elomeleleyo lentengiso elenziwe yiSamsung Pay kunye neCaixa Bank bebhengeza umanyano lwabo. Okwangoku, eSpain kufuneka sizirhoxe ekugqithiseleni idatha yethu kumaziko afana neCarrefour okanye iBoon, ezingezizo iibhanki kwaye ezisinyanzelayo ukuba sixhomekeke kumntu wesithathu kwisenzo esilula njengokuhlawula. Le yindlela ophuhliswe ngayo wonke umba wokubandakanywa kunye nokuthunyelwa kweApple Pay eSpain.
Ngokufika kweBhanki yaseCaixa kunye nokubalwa ukuya ekupheleni konyaka, kulindeleke ukuba onke amanye amaziko asebhanki athathwa njenge "anamandla" ngaphakathi eSpain nawo aya kuqala ukujoyina, njenge BBVA okanye Bankia, Iibhanki ezimbini ezongezwe kwi-Caixa Bank kunye ne-Santander ziya kuthi zithunyelwe phantse zizonke, zibonelela ngezinye iindlela ukuze i-Apple Pay ifikelele kubo bonke abantu baseSpain ngokukhawuleza. Nangona kunjalo, mininzi iminyaka iApple Pay isetyenzisiwe, ithatha impumelelo ebonakalayo kumazwe afana ne-United States of America, ngelixa amaSpanish ebesoloko ehlawulela itekhnoloji edityaniswe nesixhobo sethu kodwa singakhange sikwazi ukuyisebenzisa. Sisekude kude Ukulungiswa kwamakhadi ezithuthi zikawonke-wonke okanye nayiphi na indlela ye-NFC yimpumelelo enkulu elandelayo yabasebenzisi be-iOS eSpain.
Ingcaciso encinci ephosakeleyo ngenqaku. Akukho sivumelwano sodwa okanye isoftware yeapile ifike kade kwaye ingaze ibe mbi. Isoftware iyamangalisa, isiphoso sokuba eSpain ayisasazeki ikwiVisa kwelinye icala (ayilungiswanga eSpain ngamasango okuhlawula, kwelinye icala i-MasterCard ewe, yiyo loo nto yamkela i-MasterCard nkqu naseSantander) kwaye ezinye iibhanki, ayizizo zonke (njengeBBVA), ezingafuni ukwamkela ukuzama ukubeka phambili indlela yazo yokuhlawula kwaye ziphephe ikhomishini evela kuApple. IVisa iya kuqala ukwamkelwa kwiinyanga ezimbalwa kwaye iibhanki ezininzi ziya kujoyina kuba iVisa kunye neRedSys (iprosesa yokuhlawula eSpain) sele zilungelelanisa.
Ndingathanda ukunika ulwazi oluthe kratya ukuba andinako, kodwa nesiphoso sesivumelwano sokukhetha, kwaye isoftware ka-Apple ayilunganga, ngokuchaseneyo.