U-Apple unenye yeeveki "ezinomdla kakhulu" esinokuzikhumbula kule minyaka idlulileyo, nangona kunjalo, kulungile kuthi ukuba sigcine engqondweni ukuba uninzi lwezi ntetho lubangelwe yimveliso yedijithali, isoftware okanye iinkonzo, enye yeemarike apho inkampani yeCupertino ikhula kakhulu.
Ngeli xesha sifuna ukukuxelela malunga entsha I-Apple Card, ikhadi lamatyala apho iApple ijolise ukusinceda silawule iimali zethu kwaye siphucule intsebenzo esiyifumana kwimali yethu. Hlala nathi ukuze ufumane yonke into ofuna ukuyifumana malunga neKhadi leApple.
Nangona kunjalo nangaphambi kokuba sichithe ixesha elimnandi sithetha ngeenkcukacha, kubalulekile ukuba sazi ukuba eli khadi liza kufumaneka ikakhulu eMelika, kwaye nangona ulwandiso lwentengiso lucwangcisiwe, okwangoku ayifumaneki eSpain okanye eLatin America, nangona kunjalo, lukhetho olufanelekileyo ukwazi le mveliso ngaphambi kokuba ifike kummandla wethu Ukuze ube nolwazi malunga nayo kwaye uyifumane ikwimeko entle.
Yintoni kanye kanye iKhadi leApple?
Ngokusisiseko siphambi kwekhadi letyala, ayinangxaki ngakumbi. Usenokude ucinge ukuba eli Khadi le-Apple ngokwenene lilidijithali ngokupheleleyo, kodwa ayisiyiyo, xa ubhalisa i-Apple Card yakho, kuthunyelwa ikhadi elibonakalayo. Oku mhlawumbi kuyaphikisana kuthathelwa ingqalelo ukuba iApple inenye yeendlela zokuhlawula iifowuni ezithandwayo emhlabeni, kangangokuba ineqonga layo lokuhlawula elamkelweyo kwiivenkile ezininzi ezikwi-Intanethi. Nangona kunjalo, eli khadi lizakuthunyelwa ngu-Apple liya kukuvumela ukuba wenze intlawulo kuyo nayiphi na imeko, kuxhomekeke kulungelelwaniso lweedatha, umzekelo.
Eli khadi le-Apple eliza kusithumela aliyi kwenziwa ngento engaphantsi kwe-titanium, ke siza kuqinisekisa ukuba ihlala ixesha elide. Ukongeza, ukuyenzela igama lomsebenzisi ngamnye, liya kubhalwa igama lomsebenzisi, lingashicilelwanga, ngenxa yoko alinakuguqulwa ngokupheleleyo. Ukuza kuthi ga ngoku yonke into eqhelekileyo, kuba amakhadi etyala asemzimbeni kufuneka abe negama elipheleleyo lomsebenzisi, utyikityo, umhla wokuphelelwa, iinombolo zawo kunye nekhowudi ekhuselekileyo eyenza ukuba ingoyiseki. Hayi hayi, iKhadi le-Apple elibonakalayo alinakuba nayo enye idatha ngaphandle kwegama lomsebenzisi. Yiyo indlela ekulula ngayo ukuba sikwazi ukuba nekhadi elibonakalayo kunye ne-apile eyaziwayo yokuluma, indlela ehlekisayo ngayo
Nguwuphi umboneleli weKhadi le-Apple kwaye ndingayisebenzisa phi?
Ukwandisa iKhadi le-Apple, inkampani yaseCupertino yenze isivumelwano ne-brand edumileyo ye-MasterCard, yona kunye ne-VISA kunye ne-American Express yenye yezona zidumileyo. Oku kuya kuxhomekeka kwezona zivumelwano zintengiso kuzo zombini ezi nkampani, ke ngoko akufuneki simangaliswe ukuba siqhelene kakhulu neVISA okanye iAmerican Express njengababoneleli bolu hlobo lweenkonzo. Ke ngoko, ngoku kuza into ebalulekileyo, siza kukwazi phi ukusebenzisa iKhadi lethu le-Apple?
I-Apple Card yikhadi lokuthenga ngetyala elibonakalayo, ke siya kuba nakho ukulisebenzisa kuzo zonke izixhobo zokuhlawula ezenziwa kwiivenkile ezamkela i-MasterCard, kunye nakwiindawo zentengiso ezikwi-intanethi ezihlangabezana neemeko ezifanayo. Eli khadi le-Apple liza kubandakanya, ingaba kungenjalo, i-chip ye-NFC eya kusivumela ukuba sikhuphe imali kwii-ATM ezilungiselelwe ubuchwephesha obungenakunxibelelana kunye nokwenza intlawulo kwii-dataphones ezihambelanayo, njengokuba besinokwenza ngamakhadi ethu emveli. Kwiimeko ezigabadeleyo, iKhadi le-Apple likwanomtya walo wemagnethi.
Ndingayifumana njani iKhadi lam le-Apple?
I-Apple izakuphumeza ifom yesicelo ngaphakathi kwesicelo seWallet, apho iyakudityaniswa yakuba yamkelwe kwaye ngelixa besithumelela ikhadi lethu elibonakalayo. Ukwenza oku, kufuneka ngokulula ukufaka usetyenziso lweWallet kwi-iPhone yethu ehambelanayo kwaye sigqibe idatha yethu ngokunqakraza kwikona ephezulu ngasekunene kwesikrini, apho sibona khona iqhosha "+".
Nje ukuba le fomu igqityiwe, kwaye Kungenzeka njani ukuba kungenjalo, ityala lethu kunye nembali yobugwenxa ziya kutshekishwa ukuqinisekisa ukuba siyahlangabezana neemfuno, ke mhlawumbi kufuneka silinde kancinci. Ngaphandle kwento yokuba iApple ayinikanga lwazi lukhulu malunga noku kwaye iqinisekisa ukuba inkqubo ayizukuthatha "ngaphezulu kwemizuzu embalwa", inyani kukuba zonke iimveliso zekhredithi zolu hlobo zifuna isifundo sangaphambili, esinokufakwa kwikhompyuter. Oovimba beenkcukacha ezinje nge-ASNEF iyafumaneka eSpain, into esele yenzekile kwiVenkile yeApple xa ucela imali, kwimeko apho ayithathi ngaphezu kwemizuzu embalwa ukwazi ukuba samkelwe okanye hayi.
Zithini izibonelelo zeKhadi le-Apple?
I-Apple iya kudibanisa, enkosi kwi-Apple Card, inkqubo yokujonga ezemali yethu apho sinokubona kungekuphela nje ukuba sichitha imali phi, kodwa nendlela esiyisebenzisa ngayo, ukuphucula ulwazi lwethu lwezemali kwaye ngaphezu kwako konke ukusinceda songe imali kangangoko . Le yindlela iApple efuna umbulelo kuyo le misebenzi yokubeka esweni efana kakhulu naleyo yesicelo "soMsebenzi", Sibonise ukuba ungasinceda kangakanani ukufumana eyona mali yethu, kodwa ikwanazo nezinye izibonelelo ezongeziweyo.
- Ukubuyiselwa kwemali eyi-1% ngayo yonke into oyithengayo ngeKhadi le-Apple elibonakalayo
- Imbuyiselo yesi-2% yayo yonke into oyithengayo ngekhadi ledijithali le-Apple
- Ukubuyiselwa kwe3% kuzo zonke iimveliso zeApple ezithengwe ngeKhadi leApple.
Le ntlawulo iya kuba nomda wemihla ngemihla ukuba iziko letyala liya kulungelelanisa iimfuno kunye namathuba omsebenzisi ngamnye.
Yintoni "ushicilelo olungileyo kwiKhadi leApple?"
Ngokucacileyo, olu hlobo lwekhadi luthwala uxanduva, xa sinemali eseleyo, ukulibaziseka kwentlawulo okanye ukonyuka kwemali ngenxa yokugqitha kumda wekhredithi. Siza kuhlawula inzala eya kuba phakathi kwe-13% kunye ne-24% kuxhomekeke kwisisombululo somsebenzisi ngamnye. Nangona kunjalo, u-Apple uqinisekisa ukuba akukho zihlwayo zezemali ziya kuhlawulwa ngenxa yokulibaziseka okungaphaya kwenzala efunyenwe kwintlawulo yasemva kwexesha.