I-Apple Pay isivele iyisistimu yokukhokha yeselula esetshenziswa kakhulu e-US; idlula i-PayPal

Kusukela yethulwa ngasekupheleni kuka-2014, i-Apple Pay ibilokhu ikhula ngokuqinile futhi ngokushesha… okungenani kwamanye amazwe. ESpain sisakwazi ukusebenzisa insiza yokukhokha yakwa-Apple enamakhadi ama-4 kuphela, kepha e-United States isivele ingasetshenziswa kuzo zonke izinhlobo zezikhungo nangazo zonke izinhlobo zamakhadi, Apple Pay isibe yi insizakalo yokukhokha yeselula esetshenziswa kakhulu ezweni laseNyakatho Melika.

Insizakalo yokukhokha yeselula ye-block isekelwa kakhulu yizikhungo zase-US, kanti ama-36% abo amukela izinkokhelo namuhla. Lokhu kuqhathanisa ne-16% yezikhungo ebezihambisana nensizakalo manje onyakeni owedlule. Kepha akugcini lapho: ama-22% ezitolo ezibonakalayo ezweni ahlela ukwamukela izinkokhelo nge-Apple Pay ezinyangeni eziyi-12 ezizayo, kanti enye i-11% izokwenza lokho eminyakeni eyi-1 kuye kwengu-3. Ngale ndlela, Kungakapheli iminyaka emithathu, i-Apple Pay izokwazi ukusetshenziselwa ukukhokha kuzikhungo ezingama-3% zase-US.

I-Apple Pay isusa umqhele ku-PayPal e-United States

Ngakolunye uhlangothi, I-PayPal yamukelwa kuzikhungo ezingama-34% isuka e-United States, ilandelwa yi-PayPass esuka ku-Mastercard eno-25%, i-Android Pay ene-24%, i-Visa Checkout eno-20%, i-Samsung Pay nge-18%, i-Chase Pay ngo-11% nezinye izinkokhelo ezizimele ezingamaselula ezine-4%.

Izinkokhelo zeselula sezizohlala, njengoba kufakazelwa ukuthi i-18% yezikhungo ezingama-500 ezinkulu e-US zihlela ukwamukela Android Pay ezinyangeni eziyi-12 ezizayo (omunye u-13% eminyakeni eyi-1 kuya kwengu-3). Ngokuqondene ne-Samsung Pay, i-11% yezikhungo izokwengeza ukwesekwa ezinyangeni eziyi-12 ezizayo (enye i-7% eminyakeni eyi-1 kuye kwengu-3).

Imininingwane eqoqwe kulolu cwaningo ikhombisa kuphela imininingwane evela e-United States. Njengoba wazi, emazweni afana neSpain lezi zinhlobo zokukhokha azisakazeki kangako. Sethemba ukuthi ukutholakala kwayo kuyathuthuka esikhathini esifushane.