Sekuyizinyanga ezimbalwa kakhulu kwethulwe ngokusemthethweni i-iPhone 11, 11 Pro kanye ne-11 Pro Max, kodwa i- ukuvuza okuhlobene nama-smartphones e-Apple azayo azenzelwanga ukuncenga. Lesi sakamuva sivela kwelinye lamazwi ahlonishwa kakhulu azungeze imikhiqizo ye-Apple, iMing-Chi Kuo. Umhlaziyi weTianfeng International uqinisekisa ukuthi inkampani yama-apula izokwethula lolu hlelo ama-iPhones amane ane-5G ngo-2020. Ubuchwepheshe be-5G obungahle bube imbangela yokwenyuka kwentengo emaphakathi yokuthengiswa komakhalekhukhwini ngonyaka olandelayo. Abahlaziyi baxwayisa ukuthi amanani azoba ngaphezulu, yize kungeke kusho ukwanda phakathi kwamadola angama-30 kuya kwayi-100 kuye ngemodeli.
Ama-smartphones abiza kakhulu
Ama-smartphone abiza kakhulu kunanini ngaphambili, njengoba inani lentengo elijwayelekile lalawa madivayisi ahlakaniphile libiza lenyuke ngo-9% onyakeni odlule, ngokusho kombiko we-CounterPoint yokubonisana. Umkhuba onendawo yawo yokuqala ngo-2017, lapho i-Apple yethula i-iPhone X ngenani elingaphezu kwama- $ 1.000. Kusukela lapho, abakhiqizi abakhulu emkhakheni we-smartphone balandele lo mkhuba ofanayo oya phezulu. Kulesi simo samanani amabi kakhulu, abathengi abakwazi ukukhokhela imali yeselula abayifunayo ngaso sonke isikhathi, ngakho-ke kufanele basebenzise izinketho ezahlukahlukene zezimali ezitholakalayo. Namuhla, amabhange, izinhlangano zezezimali, izitolo ezinkulu kanye nabasebenza ngocingo banikeza ithuba lokuthi ezezimali iselula, yize ngamunye wabo enezimo zakhe.
Ngaphambi kokuxhasa ngemali ukuthengwa kweselula entsha ngezitolimende, kufanele kubhekwe izinto ezithile ezibalulekile ukwazi ukuthi iyiphi inketho evumelana nezidingo zethu zezomnotho. Izinga lenzalo liyiphuzu elibaluleke kakhulu ekuxhaseni imali nge-smartphone, ngoba izomaka inani lokugcina okufanele likhokhwe njalo ngenyanga isitolimende ngasinye. Ukuqhathanisa izinketho ezahlukahlukene zamanje, kulula ukunaka i-Annual Equivalent Rate (APR), efaka amakhomishini amaningi futhi amake iphesenti lenzalo ezokhokhwa ngonyaka. Ibhange ngalinye noma ibhizinisi elithile, kanye nezitolo ezinkulu nabasebenza kuzonikeza inzalo eyehlukile, noma imvamisa iba phakathi kuka-6% no-20%.
Izinga lenzalo nalo lizoya esikhathini sokukhokha esikhethwe umthengi. Ngaphambi kokuvumelana ngesikhathi sokubuyisa imali, kungakuhle ukuthi ubheke isimo sezezimali nezidingo zomuntu siqu ukubala imali ekhokhwa njalo ngenyanga. Ngokuya ngenani eliceliwe, abathengi bazokwazi ukukhetha Izikhathi zokukhokha ezivame ukusuka ezinyangeni ezinhlanu kuya kweziyi-18. Ngaphezu kwalokho, akumele sikhohlwe amakhomishini nemibandela yenkontileka yezivumelwano, ngoba zingenza imali ibize kakhulu. Njengoba ukwazi ukubona, kunemibandela eminingi okufanele ifundwe ngaphambi kokuxhasa iselula entsha, kepha ezezimali kuyindlela ethakazelisa kakhulu yokubhekana namanani amakhulu emakethe yamanje.