Amabhange ase-Australia asukuma ukufika kwe-Apple Pay ezweni. Ekuqaleni, bacela ngokusemthethweni ukuthi bakwazi ukuxoxisana ngokuhlanganyela, okuzobanika amandla amaningi kunokukwenza ngokwehlukana, amakhomishini inkampani yaseCupertino ezobakhokhisa ngokuhlanganisa nohlelo lwabo lokukhokha lweselula. Kodwa-ke, into ebithakazelisa kakhulu amabhange amakhulu bekuyi- ukuvulwa kwe-NFC ye-iPhone ne-Apple Watch, nayo ezokuvumela ukunikela ngezinhlelo zayo zokukhokha, ukuncintisana okuqondile okuvela ku-Apple Pay.
Ngemuva kokuthi izimfuno zamabhange ase-Australia zokuxoxisana ngokuhlangene ngezimali zenqatshiwe ngumlawuli womncintiswano wase-Australia, manje sezigxile kuphela ekutholeni ubuchwepheshe be-NFC buvulekele i-iPhone ne-Apple Watch.
Icala linqatshiwe, manje amabhange egxila emizamweni yawo yokuthi i-NFC esetshenziswe yi-Apple Pay ivulwe
Amabhange ase-Australia iBendigo ne-Adelaide Bank, iCommonwealth Bank yase-Australia, iNational Australia Bank kanye neWestpac 'zibeke eceleni' izingxoxo ngezimali nezindleko, ukugxilisa imizamo yabo kungxabano ecacile: Ukutholakala kobuchwepheshe be-NFC ye-Apple Pay kungazuzisa abathengisi, kuzothuthukisa izinhlelo zokwethembeka, futhi kuthuthukise izinkokhelo ezingathintwa ngokuphelele.
Amabhange ase-Australia (okusho ukuthi amabhange amakhulu ase-Australia) abheka ukuthi ngeke kube khona 'ukuncintisana kwangempela' e-Australia uma i-Apple ivunyelwe 'ukuphazamisa' imakethe ngokuyivumela ukuthi ilethe uhlelo oluvaliwe emabhange ezwe.
Ukufinyelela okuvulekile kokusebenza kwe-NFC, njengakuhlelo lokusebenza lwe-Android oludume kakhulu futhi olufakwe kabanzi, kubalulekile hhayi kubafakizicelo kuphela [abathengisi] nezinkokhelo zeselula, kepha ngenqwaba yemisebenzi enikwe amandla yi-NFC ezimbonini nasekusetshenzisweni okuningi. Lokhu kunomthelela emhlabeni jikelele ekusetshenzisweni kwe-NFC kuma-smartphone, Okhulumela iBhange uLance Blockley uthe esitatimendeni.
Abafakizicelo balindele ukuthi i-Apple Pay inikezwe amakhasimende abo kanye nokufinyelela okuvulekile kwisici se-NFC. Noma ikuphi ukubambezeleka noma ukukhungatheka kuzoba umphumela we-Apple enqaba ukuxoxisanaUBlockley ungeziwe.
Ngonyaka odlule, iBendigo ne-Adelaide Bank, iCommonwealth Bank yase-Australia, iNational Australia Bank kanye neWestpac ngokuhlanganyela bafaka isikhalazo ku-Australian Competition and Consumers Commission (ACCC) becela ukuxoxisana bebonke ngokufinyelela kubuchwepheshe be-NFC obusetshenziswa yi-Apple Pay. Yize isinqumo sokugcina singeke saziwe okungenani kuze kube uMashi olandelayo, kubonakala sengathi amabhange ngeke ayifeze inhloso yawo.
Okwamanje, yibhange likazwelonke elilodwa kuphela, i-ANZ Banking Group, elisekela i-Apple Pay e-Australiaa, yize i-ING neMacquarie nazo zizoqala ukutholakala ezweni kungekudala. Ngaphezu kwalokho, amanye amabhizinisi amancane asebhange asevele asebenzisana nohlelo lokukhokha i-apula: i-Australia Unity, Catalyst Money, Customs Bank, Horizon Credit Union, Laboratories Credit Union Ltd., Nexus Mutual, Northern Beaches Credit Union, The Rock ne-UniBank.
Inkinga yokuphepha?
U-Apple ukugcizelele lokho ukuvumela abantu besithathu ukufinyelela kubuchwepheshe bakho be-NFC kungabeka ukuphepha engcupheni nokuthi abanikazi bedivayisi kuzodingeka bakhethe mathupha ukuthi yiluphi uhlelo lokusebenza olusebenzisa i-chip, olunganciphisa ukutholwa. NgoLwesihlanu olwedlule, iPhini likaMongameli we-Apple uJennifer Bailey uveze lokho ukuxabana kwezomthetho kuvimbe izingxoxo ezifanele ngezimo nezinzuzo zensizakalo.
Ngenkathi ekuqaleni, ezimakethe eziningi, kube namabhange abekade eqaphile lapho esebenza nenkampani enkulu njenge-Apple, uma nje beqala ukusebenza nathi futhi beqonda ipulatifomu ye-Apple Pay, bayazibona izinzuzo zayo. Lokho akukenzekanga ngokuphelele kubafakizicelo be-ACCC, ngoba ingxoxo yenzeka ngenqubo ye-ACCC, uma kuqhathaniswa nalokho okujwayele ukwenzeka, okuwukuthi siba nezingxoxo zombili.
Ukwengeza, u-Bailey waphawula lokho Abantu base-Australia basebenzisa i-Apple Pay kaningi kunamakhasimende akwelinye izwe. Njengamanje, ngaphezu kwe-26% yamakhasimende we-ANZ asebenzisa ipulatifomu.