Sekuyizinyanga ezimbalwa kusukela I-Apple Card yaqhubeka emakethe, ikhadi lezezimali elethulwe livela endlunkulu yeCupertino exhumene neGoldman Sachs. Vele, ingatholakala kuphela e-United States ... ikhadi lesikweletu elijwayelekile njenganoma yiliphi elinye, noma kubukeka sengathi liletha inkinga ... Abathengisi abathandi ukuthi amakhasimende abo asebenzise i-Apple Card njenge cabanga ngekhadi 'elite'. Kungani kubhekwa ngale ndlela? Ngabe ikhadi elifana ne-Apple Card lichaza isigaba senhlalo yekhasimende? Ngemuva kokugxuma, sizokhuluma ngesifundo esihlaziya umthelela wala makhadi emabhizinisini.
Futhi ngukuthi uma sikhuluma ngakho banomthelela ngempela, kepha kuyefana nalokho okwenzeka ngamakhadi afana ne-American Express. Futhi konke lokhu kususelwa kumakhomishini amabhizinisi okufanele awakhokhele emabhange, akhishwe esifundweni se- Bloomberg:
Uma ikhasimende lisebenzisa ikhadi I-visa yendabuko, umthengisi ukweleta ukukhipha imali eyibhange engu- $ 1.27 ngemali yesiliphu. Uma umnikazi wekhadi enepulasitiki elinophawu Isiginesha yeVisa (ethathwa njenge-Elite njenge-Apple Card), imali izokwenyuka iye ku- $ 1.75. Leyo mali ihlukaniswa phakathi kwenethiwekhi, inqubo yokukhokha, nebhange elikhiphayo.
Kuyiqiniso ukuthi lokhu kuyenzeka, kepha konke kudalwe ukubuswa ngabakhiphi bamakhadi, namabhange uqobo ngoba bacabanga ukuthi abaphethe laba amakhadi ama-elite azoba namandla aphezulu okuthenga ngakho-ke azosebenzisa imali ethe xaxa kwezohwebo, ngakho-ke, ikhomishini ephakeme idluliselwa ekuhwebeni. Iqiniso noma cha, icala ngalinye kumele lihlaziywe ezweni ngalinye ngoba ekugcineni bonke basebenza ngokuhlukile ngokuya ngezimo zebhange ngalinye. Sizobona ukuthi i-Apple Card yethulwe emazweni amaningi, futhi sizobona nokuthi iyamukelwa yini ezitolo zabo.