Mobile payments are here to stay, and it is now very common to pay with your smartphone in the supermarket, cafeteria or restaurant. But despite the fact that payments between people have been available for much longer than payments in stores, so far no platform has managed to be the necessary success as to popularize them.
Circle is a free and multiplatform application that wants to take the lead and get users to use it to make payments between people. A very simple interface, fast and commission-free payments, and the ability to use it whatever your smartphone and bank they are the great assets with which it counts to achieve it. We have tested it and we will tell you how it works.
Once registered in the application, all your contacts that already make use of it will appear. In order to use it, you don't have to associate your bank account if you don't want it, a credit card will be more than enough. Transferring funds from your card to your Circle account is very simple from your associated card, and the same happens with the transfer from the application to the bank account. Here there is a difference between having the card associated with Circle or your account, since the transfer to your account will be immediate while if it is with the card it will take a few days. In any case it is free.
To pay someone you just have to establish a chat with him, or with a group of friends. You can send the payment or request that a payment be made to you, as you need, and the procedure could not be easier. When paying, you can choose to use the balance that you have accumulated within the application or have the charge be made directly to your credit card. There are no commissions for transactions and for currency exchange, since the changes that exist at that time are applied. There are no more excuses to be late in paying the Netflix account that you share with your roommates. Also, if you convince more people to register with your invitation code, you can get extra money in your account.