How to find the best technology insurance according to your needs

broken screen iphone

Have you bought a new smartphone and are you worried about its physical integrity? Even if you are not prone to accidents, it is a matter of time before your terminal falls, ends up breaking the screen, the back or even that it is lost or stolen. If you want avoid wasting money, the best thing you can do is secure your mobile.

While some types of insurance are mandatory (such as vehicle insurance), other insurance is optional (home), but we should never consider it as an expense, but rather as an investment for the future. The same goes for mobile insurance. If we want to protect ourselves from the eventualities of life, but you are not entirely sure, then we show you different reasons why you need to protect a smartphone with insurance.

Cheaper than buying another phone

It has happened to all of us that, without realizing it, or in an oversight, our phone has been fired from our hands, from our backpack or pocket and it has ended up on the floor. And of course, Murphy's law confirms that the terminal will always fall on the side of the screen.

If we have the misfortune that the screen breaks, we can go preparing a large amount of money. However, if we insure our mobile, the only thing we are going to have to do is look for a terminal that we have at home until ours is returned to you repaired without spending a single euro or they give us a new one.

After the expense of buying a new mobile, many people do not want to continue paying purchasing insurance in an attempt to reduce their costs. However, this is false savings.

How many times does a phone break in its useful life? How many times have you lost a phone? How many times have you dropped?

If you are a very careful person, you are likely to you can do without insurance. Even so, we will always run the risk of scratching the screen, that it falls, that we lose it, that it is stolen...

Not all insurers are bad

Insurance companies have an unwarranted reputation because they always are looking for any reason to avoid paying. As in any industry, some bad apples spoil the tree. However, most insurance companies offer completely transparent and user-friendly claim processes.

Not all insurers offer us telephone services. Find the company that best suits our needs of price and coverage can be a much simpler task than you imagine if you use an insurance comparator than if you look for one by one.

One thing to keep in mind is the methods you offer us to contact them: through an application, from its website, with a phone call, by going to an office. We always have to look for the one that best suits our needs.

The covers protect just

Covers new colors

If you have paid more than 1.000 euros for a mobile Why do you protect it with a cover of 5 euros? Depending on the type of material with which the cover is made, it can more or less absorb the impacts it receives when it falls. However, the cover does not guarantee that the screen of our device will find an object on the way to the ground that hits it and ends up breaking it.

Ok, the screen protectors are for that, in addition to preventing it from being scratched by any friction. However, if the object hitting the screen is sharp or very large, it is likely that this end up going through the protector and end up damaging the screen. Gel screen protectors are designed to absorb impact, however they do not protect against scratches.

And the protectors that protect the screen from scratches, they totally protect us from impacts. The solution? Mobile insurance to be able to sleep peacefully at night.

repairs are expensive

If the screen of our smartphone has broken, the back part has cracked, it has fallen into the water and it no longer works as it did at the beginning, replacing the terminal with a new one or repairing it can get out of the eye of the face, especially when it comes to a high-end or high-end mobile.

On many occasions, for the price of the repair, we can buy a cheaper phone and being forced to give up features that caught our eye on our device, features that probably won't be available.

If you have your mobile insured, you can replace it easily and quickly.

Always official pieces

In relation to the previous point, we find the options that we have at our disposal to repair our mobile. In most neighborhoods of all cities, we can find a large number of mobile sales and repair shops, stores that do not offer us any guarantee since the next day they can close.

Furthermore, these repair companies they do not have access to official spare parts. No one guarantees us that the parts used are of quality, especially when it comes to the screen.

To this we must add that they are usually very expensive. If you are accident prone, are you willing to take risks?

With mobile insurance, we will enjoy it to the fullest

If you go on vacation to the beach, to the mountains, to visit a city and you do not want to be more aware of your mobile Nothing happens to your environment, with mobile insurance, you will find that peace of mind.

Holidays are to rest, to disconnect, to discover new cultures and preserve the experience with all the methods that we have at our disposal, our smartphone being the most comfortable. Don't worry about taking a photo or video in an environment where there are many people, where there is a risk of falling...

Accidents are inevitable

The first definition of the word accident according to the RAE is: Eventual event that alters the regular order of things. No one can prevent an accident. No matter how careful you are, there is always the possibility of both us and our device suffering an accident, both inside the house and outside.


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