Payments through Apple Pay continue to add users around the world, but in the United States, Canada and the United Kingdom they are one step ahead due to the number of banks that provide the option of using Apple Pay, and it is also in these countries where the greatest number of Apple users exist today. In this sense, it is normal that the payments made with this Apple service improve day by day, and now the initial limits to make payments with this system in the United Kingdom are being abolished to let the operation pay whatever the amount thereof.
In the United Kingdom, as in all countries, they have a limit to carry out operations with Apple Pay. According to Apple itself the payment limits to have to enter the code in UK it is GBP 30, but it seems that many businesses and users have noticed changes in this regard and the value of the operation does not matter as long as the business and the bank allow it. In this case, what we find on the Apple Pay website regarding these higher amount payments is the following.
Is there an amount limit on the transactions that customers can make with Apple Pay at my store? Apple Pay allows your customers to make simple, secure and contactless payments of any amount. Customers may need to enter their card in one of these cases:
The terminal or your payment provider does not support the latest network specifications, such as contactless debit or credit cards
The transaction amount is greater than CAD 100 in Canada, EUR 20 in France, HKD 500 in Hong Kong, SGD 100 in Singapore, and GBP 30 in UK
We read that in the UK, to accept Apple Pay for transactions over GBP 30, the payment terminal must be properly trained and configured, and the payment provider must support the latest network contactless specifications. Well, it seems that many of these shops and places already accept these payments of more than 30 GBP without the need to enter any code, simply with the footprint.
To the news we have to add that in Spain more or less the same thing happens to us, Most businesses accept payments of more than 20 euros without using the PIN code of our card, but in some cases we have to type this code and this is something that surprises us since one of the reasons why we use Apple Pay is precisely that of not having to use the code of our card ... In my personal case I can say that I have paid operations of more than 20 euros without code almost always, only twice have I had to use it and both paying from the Apple Watch.
I have paid 900 euros with Apple Pay on my iPhone 6s and I did it with the fingerprint. He didn't ask me for a code.