Payments using the contactless method are very interesting for everyone right now due to the lack of contact with money or with other people. Health authorities warn of washing hands well and having as little contact as possible with people, in addition to being at a distance of a meter and a half or two to talk between people. These measures are very good but when paying with physical money we will really be close to other people so the best payment method right now is through contactless card.
Apple Pay works great Since the limits are usually set by the bank and at most they can ask us for a confirmation on the iPhone to type inside our iPhone. In my case, I can affirm that they have never set a limit on the amount of money to pay with this service, but logically the same is not the case in all countries, as well as not in all banking entities. As I say, in my case the only place they made me put the secret code was at a gas station when filling the fuel tank, but it is not the usual thing.
This contactless "goes through neighborhoods" and in the United Kingdom what they are doing is increasing the limit on payments through contactless cards and in this way they avoid the user having to type the secret code or finally have to pay in cash. From April 1, 2020 in the UK Users will see the payment cap increased through this contactless service, so it will not be necessary to touch anything for payments of up to 45 pounds. The good thing about Apple Pay is that it precisely prevents contact of any kind with the dataphone, you can use it with the iPhone, the Apple Watch or even the iPad, but we understand that this is not available for everyone and the measure taken seems to us perfect.